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Insurance Blog

Please read our blog about a wide variety of insurance topics. Please feel free to ask us any questions.

What Additional Benefits Should I Offer Remote Employees?

The remote workforce is growing stronger. A large percentage of employees are now working away from the office one or more days per week. There are many advantages to providing special perks for remote workers. Here are some examples of the types of benefits you can offer employees who work from home. Flexible Work Hours and Unlimited PTO One advantage of working remotely is knowing...

Do I Have to Retire to Be Eligible for Medicare?

The average retirement age is increasing because many households would not be able to maintain their standard of living in retirement. Meanwhile, healthcare costs continue to rise. Fortunately, you can enroll in Medicare while you are still working. You become eligible for Medicare at age 65, whether or not you are retired.  What Are the Benefits of Enrolling In Medicare? Medicare makes healthcare very affordable....

Advantages of Offering Group Benefits in Your Business

If your small business is on a budget, you may wonder if it is worth the cost to offer group benefits to your employees. Bear in mind that your workers are your company’s most valuable asset. Think of group benefits as an investment in the future of your business, with big returns in the long run. Reasons to Offer Group Benefits Tax Advantages A number...

Assisted Living Week 2021: Caring for Seniors and Americans with Disabilities

Next week is National Assisted Living Week. It runs from September 12 through September 18, 2021. The theme this year is “Compassion, Community, Caring.” This is a time to celebrate the individuals who reside and work in assisted living and the services these facilities provide.  What Are Assisted Living Facilities? Assisted living facilities are residences for older adults and people with disabilities. They are designed...

What Is the Difference Between ICHRA and QSEHRA?

The first step in understanding the difference is to spell out what these abbreviations stand for. “ICHRA” stands for “Individual Coverage Health Reimbursement Arrangement.” “QSEHRA” stands for “Qualified Small Employer Health Reimbursement Arrangement.”  What Is an Individual Coverage Health Reimbursement Arrangement? An ICHRA is a new type of health reimbursement arrangement that only became available as of 2020, under Trump administration regulations. It allows employers...