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Please read our blog about a wide variety of insurance topics. Please feel free to ask us any questions.

What Is the Difference Between Medicare & Medicaid?

What Is the Difference Between Medicare & Medicaid?

Medicare and Medicaid are federal health insurance programs that certain people are entitled to receive. Understanding the difference is crucial because they serve distinct populations and have different eligibility criteria, coverage options, and funding sources. Knowing these distinctions helps individuals navigate healthcare options and access the appropriate benefits. What Is Medicare? Medicare covers various healthcare services for eligible individuals, including hospital stays, doctor visits, preventive...

How Can I Improve Healthcare Benefits To Better Serve My Employees?

How Can I Improve Healthcare Benefits To Better Serve My Employees?

Healthcare is among the most significant monthly expenses for individuals and families. One of the most common questions of potential employees exploring job opportunities involves healthcare benefits. Beyond attracting and retaining top talent, comprehensive healthcare coverage enhances employee well-being, productivity, and job satisfaction. It fosters employees’ sense of security and loyalty, leading to higher engagement and morale. Moreover, access to quality healthcare reduces absenteeism and...

Does Medicare Cover Acupuncture?

Does Medicare Cover Acupuncture?

Acupuncture is a traditional Chinese medical practice involving the insertion of thin needles into specific points on the body to alleviate pain and promote overall well-being. Acupuncture originated in ancient China over 2,500 years ago. Its roots lie in traditional Chinese medicine, which was used to restore the flow of qi, or vital energy, along meridians in the body. Today, it’s recognized worldwide as a...

5 Employee Benefits That Matter to Gen Z in 2024

5 Employee Benefits That Matter to Gen Z in 2024

“Generation Z” comprises people born between the mid-1990s and early 2010s. They are also commonly known as “Zoomers” because they needed to use remote conferencing tools like Zoom for school during the COVID-19 pandemic. Since the pandemic, they have been seeking stability, remote work options, and mental health support. Financial challenges, climate anxiety, and dependence on digital tools shape their priorities.  To attract this generation,...

6 Medicare Pitfalls to Avoid

6 Medicare Pitfalls to Avoid

Medicare enrollment and plan selection are critical decisions with significant financial implications. Unfortunately, many enrollees make common mistakes, such as not reviewing coverage annually, misunderstanding plan details, and failing to consider changing healthcare needs. These errors can result in gaps in coverage or unnecessary expenses. Approaching Medicare decisions carefully and getting professional guidance is essential to ensure optimal coverage and financial security. 1. Assuming inability...