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Insurance Blog

Please read our blog about a wide variety of insurance topics. Please feel free to ask us any questions.

The ABCs (and Ds) of Medicare

Medicare, the federal health insurance program, is a vital resource for millions of Americans aged 65 and older and some younger individuals who are living with disabilities. Understanding the different parts of Medicare may require more effort than simply learning the alphabet, but once you do, you’ll have access to a world of healthcare coverage options. With Open Enrollment currently underway and running until December...

Which savings plan is right for me?

In managing your healthcare expenses and saving for the future, two popular options often come into play: Health Savings Accounts (HSAs) and Flexible Spending Accounts (FSAs). While both offer tax advantages for covering medical costs, some key differences can impact your financial strategy. Comparing and contrasting HSAs and FSAs can help you determine which savings plan is right for you. Health Savings Accounts (HSAs): An...

The Positive Impact Home Care Offers on Quality of Life

Home care services profoundly impact patients’ lives by allowing them to receive care in the comfort of their homes, surrounded by loved ones. This approach contributes to enhanced well-being and offers numerous other benefits that significantly improve the overall quality of life. November is National Homecare & Hospice Month, commemorating the incredible dedication of nurses, home care aides, therapists, and social workers who provide vital...

How to Celebrate Native American Heritage Month

November marks a time of gratitude and reflection, inviting us to honor the vibrant tapestry of Native American cultures, traditions, and their profound contributions to our nation. Native American Heritage Month extends an invitation to individuals from all walks of life, encouraging them to immerse themselves in the richness of Indigenous cultures. Beyond a month of celebration, it is a season for education, introspection, and...

What Happens to My 401(k) When I Change Jobs?

An employer-sponsored 401(k) plan is a great way to save money for retirement. With matching contributions from your employer, you are essentially getting free money added to your savings. However, you may not stay with the same employer for the duration of your working years. What happens to your 401(k) account when you change jobs? Your funds will remain with your old employer-sponsored plan until...