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Please read our blog about a wide variety of insurance topics. Please feel free to ask us any questions.

6 Questions to Answer about Your Employee Benefits Before Open Enrollment

Open enrollment is the period every year during which eligible employees may enroll in benefits or make changes to their existing benefits. Employees may have the option to enroll in health, dental, or vision plans, group life insurance, or other benefits. Once elections are made, they cannot be changed until the next open enrollment period, except with certain qualifying events, such as the birth of...

Everything You Need to Know about Medicare Open Enrollment in 2023

For those eligible for Medicare, Open Enrollment is the time to reconsider your options, select a plan, or make other adjustments to your healthcare coverage. The following are answers to key questions about Medicare Open Enrollment. What Is Medicare? Medicare is a federal fee-for-service health insurance program in two parts – hospital insurance (Part A) and medical insurance (Part B). For your medical coverage, you...

Embracing Diversity & Celebrating Latino History Month

National Hispanic Heritage Month begins each year on September 15 and continues until October 15. This is a time to celebrate and recognize the diverse cultures, extensive histories, and many contributions of the American Latino community. Beginning as Hispanic Heritage Week in 1968, the nationwide celebration was extended to a month in 1988. It involves festivals, community gatherings, conferences, art shows, concerts, and many other...

Here’s How to Use HSA Funds for Family Members

Can you use your health savings account (HSA) to pay for the expenses of family members and dependents? For specific family members, the answer is definitely yes. Here is a look at how the IRS allows you to use your HSA to pay for the healthcare costs of your loved ones. Who Qualifies to Have a Health Savings Account? Under IRS requirements, to qualify for...

10 Medicare Terms You Should Know

Generally, eligibility for Medicare begins at age 65. Your initial enrollment period starts three months before you turn 65 and ends three months after the month you turn 65. When the time to enroll in Medicare is approaching, it is important to learn the language. These are 10 Medicare terms you should know. Original Medicare: When you enroll in Medicare, you can choose Original Medicare...