Skip to the content

Insurance Blog

Please read our blog about a wide variety of insurance topics. Please feel free to ask us any questions.

Everything You Need to Know About Your Medicare Card

When you enroll in Medicare, you receive a red, white, and blue Medicare card. This is your main card for Medicare. Keep it safe, whether you have Original Medicare or a Medicare Advantage plan. If you are already receiving Social Security benefits, you are automatically enrolled in Medicare, and your card should arrive in the mail three months before you turn 65. If you are...

Black History Month

February is Black History Month, officially designated as such by every U.S. President since 1976. It is a time for recognizing the significant role African Americans have played in U.S. history and celebrating their achievements. Various organizations join in paying tribute to the generations of African Americans who have struggled to achieve full citizenship and recognition in the culture. These organizations include: National Endowment for...

How to Create the Best Time Off Policies for Small Businesses

Every employee needs a day off occasionally. Many small businesses offer generous paid time off (PTO) policies as a way to compete with larger companies. Not only does this create an attractive incentive for top talent to hire on, but it also helps reduce employee turnover. What Is Paid Time Off? Paid time off is time employees can use for personal purposes while getting paid...

5 Common Misconceptions About Medicare

If you are newly eligible for Medicare and navigating the territory for the first time, you know how complicated the subject can be. Although there is an abundance of material out there, it is not always accurate and may only add to the confusion. The following are five common Medicare myths debunked: Medicare Is Part of Social Security This is not correct. Social Security and...

Here are the Advantages to Having a Health Savings Account

Many employers today are offering high-deductible health insurance plans along with health savings accounts (HSAs). The downside is the high deductible – the amount you must pay out-of-pocket for covered medical expenses before your health plan kicks in. Nevertheless, HSAs have a number of benefits for employees. How Does a Health Savings Account Work? An HSA is a medical savings account that is only available...